Effective Date: May 28, 2025
Company: Sunny Street Inc.
Website: https://www.sunnystreetfinancial.com
Contact Email: michelle@calvinins.com
Phone Number: 877-235-4239

1. Acceptance of Terms

By accessing our website, using our services, or communicating with us via phone, email, or SMS, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use our services.

2. Services Provided

Sunny Street Inc. offers insurance and financial services, including quotes, consultations, and policy management. All services are subject to availability and eligibility requirements.

3. Electronic Communications

By providing your contact information, you consent to receive communications from us related to:

• Insurance policy updates

• Billing and payment reminders

• Claims status and support

• General customer service

• Promotional or informational content (if opted in)

Message frequency: Up to 6 messages per month.
Standard message and data rates may apply.

You can opt out of marketing communications at any time by:

• Replying STOP to any SMS

• Clicking "unsubscribe" in any email

• Contacting us directly

4. User Responsibilities

You agree to provide accurate and current information when using our services. You are responsible for maintaining the confidentiality of your account and communication preferences.

5. Intellectual Property

All content, branding, logos, and materials on our website and communications are the property of Sunny Street Inc. and protected by intellectual property laws. You may not use our content without written permission.

6. Limitations of Liability

Sunny Street Inc. is not liable for any indirect, incidental, or consequential damages related to the use or inability to use our services, including delays in communication or technical errors.

7. Third-Party Services

Some services may be supported by third-party providers (e.g., payment processors or SMS platforms). We are not responsible for the policies or actions of these providers, though we strive to work only with secure and compliant vendors.

8. Changes to Terms

We may update these Terms and Conditions at any time. Any changes will be posted on this page and become effective upon posting. We encourage you to review this page periodically.

9. Governing Law

These Terms and Conditions are governed by the laws of the State of Michigan. Any disputes shall be resolved in the appropriate courts within Livingston County, MI.

10. Contact Us

For questions about these Terms, please contact us:

Sunny Street Inc.
📍 PO Box 755, Howell, MI 48843
📞 877-235-4239
✉️ michelle@calvinins.com
🌐 sunnystreetfinancial.com