Terms and Conditions

Terms and Conditions

Effective Date: May 28, 2025
Company: Sunny Street Inc.
Website: https://www.sunnystreetfinancial.com
Contact Email: michelle@calvinins.com
Phone Number: 877-235-4239

1. Acceptance of Terms

By accessing our website, using our services, or communicating with us via phone, email, or SMS, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please discontinue use of our services.

2. Services Provided

Sunny Street Inc. offers insurance and financial services, including quotes, consultations, and policy management. All services are subject to availability and eligibility requirements.

3. Electronic Communications (SMS Compliance Section)

By providing your mobile number, you consent to receive customer support replies, appointment reminders, billing or account notifications, promotional and informational messages from Sunny Street Inc. Message & data rates may apply. You may opt out at any time by replying STOP or CANCEL. For assistance, reply HELP or contact us at 877-235-4239 or michelle@calvinins.com.

By providing your mobile number, you consent to receive SMS messages from Sunny Street Inc., including:

- Customer support replies

- Appointment reminders

- Billing or account notifications

- Promotions

- General alerts

You will receive promotional and account-related SMS messages as described in our Terms & Conditions. Message frequency varies. Message & data rates may apply. You may opt out at any time by replying STOP or CANCEL. For assistance, reply HELP or contact us at 877-235-4239 or michelle@calvinins.com.

See Terms & Conditions (https://www.sunnystreetfinancial.com/privacypolicy) and Privacy Policy (https://www.sunnystreetfinancial.com/privacypolicy) for details.

Opt-In Method:
You may opt in to SMS messaging by texting START or JOIN to 877-235-4239.

Opt-Out Instructions:
You can opt out of SMS communications at any time by replying STOP to any text message. After you send STOP, you will receive a confirmation message and no further messages unless you opt in again.
For assistance, reply HELP at any time or contact us using the information below.

Message Frequency:
Up to 6 messages per month. Frequency may vary based on your interaction with our services.

Carrier Disclaimer:
Message and data rates may apply. Wireless carriers are not liable for delayed or undelivered messages.

Consent Disclosure:
Your consent to receive marketing or promotional SMS messages is not a condition of purchasing any goods or services.

4. User Responsibilities

You agree to provide accurate, current information when using our services. You are responsible for maintaining the confidentiality of your account and communication preferences.

5. Intellectual Property

All content, branding, logos, and materials on our website and communications are the property of Sunny Street Inc. and are protected by intellectual property laws. You may not use our content without written permission.

6. Limitations of Liability

Sunny Street Inc. is not liable for any indirect, incidental, or consequential damages related to the use or inability to use our services, including delays in communication, SMS delivery issues, or technical errors.

7. Third-Party Services

Some services may be supported by third-party providers (e.g., payment processors, SMS platforms, or telecommunications carriers). We are not responsible for the policies or actions of these providers, though we strive to work with secure, compliant vendors.

8. Changes to Terms

We may update these Terms and Conditions at any time. Updates will be posted on this page and are effective immediately upon posting. We encourage you to review this page periodically.

9. Governing Law

These Terms and Conditions are governed by the laws of the State of Michigan. Any disputes shall be resolved in the appropriate courts of Livingston County, MI.

10. Contact Us

If you have questions about these Terms or our SMS program, please contact:

Sunny Street Inc.
📍 PO Box 755, Howell, MI 48843
📞 877-235-4239
✉️ michelle@calvinins.com
🌐 https://www.sunnystreetfinancial.com